What Happens When Your Car Is Totaled

Posted by Jeffrey Ledner on March 11, 2017

What Happens When Your Car Is Totaled. If your car is totaled and you still owe on it but the accident was not your fault, contact the at-fault driver’s insurance company with your lender information. To maintain your good credit, you should to continue to make your loan or lease payments until the insurance company issues payment to your lender.

What Happens If Your Car Is Totaled?. After a loss (for example, a collision, vehicle fire or flood damage), there are a few reasons your vehicle may be declared a total loss. Often, the repairs are estimated to cost more than what the vehicle is worth — vehicle worth being the actual cash value determined by its year, make, model and major options,

What Happens When Your Car Is Totaled

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What Happens When Your Car Is Totaled otaled. What happens if you keep your totaled car. If you keep your car after the actual cash value, sales tax and applicable prorated taxes and fees are added together, the insurer deducts the salvage value from the total amount of the settlement. The insurer must report your totaled auto to the Washington state Department of Licensing (www.dol.wa.gov). What Happens If Your Car Is Damaged In A Parking Lot. If your car hits another vehicle, a person, or an object in a parking lot, your insurance company will treat it the same way as if you hit something on the street. If you’re at fault, you and your insurance will cover the cost of the damages, according to your policy.

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